The allocation below uses the override if you enter one, otherwise the logged total.
Allocation — work top to bottom
Close out the week
Every purchase has a fund. If the fund is empty, the answer is no — not "check the account."
School
Bill
Due
Cost/mo
Acct
Pay
J
F
M
A
M
J
J
A
S
O
N
D
Home
Bill
Due
Cost/mo
Acct
Pay
J
F
M
A
M
J
J
A
S
O
N
D
Green amount = fixed (same every month). Blue = varies, showing YTD average. Click a month cell to log what actually got paid — multiple payments per month supported.
Kill list — avalanche order (highest APR first)
Card
Status
Balance
APR
Interest/mo
Min
Due
Loans (not in avalanche)
Spending vs target —
Tap "+ spend" when money leaves. Groceries target is $0 on purpose — the benefit card covers food. Anything logged there is leakage worth seeing.
First-Monday checklist
Log monthly P&L
P&L history
Connected accounts
Transaction inbox
Read-only sync via SimpleFIN. Log each transaction where it belongs: budget spending, a bill payment, or income. Balances update on sync.